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ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — ZIP/32404

32404

ZIP 32404 is in Panama City, Florida, in Bay County; area codes 850 and 448; Central time. Panama City has 11 ZIP codes in all.

Type
Standard
Time zone
America/Chicago
County
Bay
Population
42,514
Coordinates
30.1850, -85.5074
☼ Live from 32404 — Panama City, FL

Weather right now

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NEXRAD radar
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Local time: —

Where 32404 is

Approximate ZIP boundary (Census ZCTA 2020). ZIP codes are mail routes, not areas, so the shape shown is the Census tabulation area that approximates it.

★ Weird and wonderful facts about 32404
  • 🔢 Type 32404 into a pocket calculator and turn it upside down: hOhZE — not quite a word, sorry.
  • ➕ As a number, 32,404 = 2 × 2 × 8101. Its digits add up to 13, a total 1,179 other ZIP codes share.
  • 💾In binary, the way a computer stores it: 111111010010100
  • 🏠 Its numerical neighbours: 32403 (Panama City, FL, 10 mi away) and 32405 (Panama City, FL, 10 mi away).
  • 🔄 Backwards, 32404 becomes 40423 — and that is a real ZIP code: Danville, KY, 517 miles away.
  • 👥 37 other ZIP codes are made of exactly the same digits (02344, 03244, 03442, 04234, 04243, 04342, …). The farthest-flung twin is 04234 in East Wilton, ME, 1,300 miles away.
  • 🧭 Farther south than 93% of all ZIP codes, and farther east than 55%.
  • 🎯994 miles southeast of the geographic center of the Lower 48, near Lebanon, Kansas.
  • 🌏 Dig straight through the Earth from 32404 and you would come out at 30.19°S, 94.49°E — 1,255 miles from West Island, Cocos Islands, the nearest big city to that spot.
  • ☀Longest day of the year: 14h 06m of daylight. Shortest: 10h 12m.
  • 📏 At 135.0 square miles of land, 32404 is bigger than 84% of ZIP codes — room for about 103 Central Parks.
🌙 The sky over 32404 today
  • Working out the sun…
🌋 Shake report
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Source: USGS.

People and housing

Population42,514This ZIP42,514
Households16,158This ZIP16,158
Housing units17,934This ZIP17,934
Median age37.1This ZIP37.1Florida42.6US 38.9
Median household income$74,708This ZIP$74,708Florida$74,568US $80,734
Median home value$273,500This ZIP$273,500Florida$359,000US $332,700
Median gross rent$1,399This ZIP$1,399Florida$1,669US $1,413
Bachelor's degree or higher23.4%This ZIP23.4%
Mean commute26.4 minThis ZIP26.4 min
Population density314.8 / sq miThis ZIP314.8 / sq mi

Business and tax activity

Business establishments523This ZIP523
Employees5,398This ZIP5,398
Annual payroll$211,825,000This ZIP$211,825,000
Tax returns filed19,860This ZIP19,860
Total adjusted gross income$1,180,473,000This ZIP$1,180,473,000

Land area

Land area135.04 sq miThis ZIP135.04 sq mi
Water area19.04 sq miThis ZIP19.04 sq mi

Other place names in 32404

Census places whose land this ZIP code overlaps. The Postal Service may accept other city names in an address, too.

ZIP codes near 32404

ZIPCityDistance
32401 Panama City, FL 8.0 mi
32417 Panama City, FL 9.3 mi
32444 Lynn Haven, FL 9.4 mi
32405 Panama City, FL 9.7 mi
32403 Panama City, FL 9.8 mi
32402 Panama City, FL 11.5 mi
32406 Panama City, FL 11.5 mi
32411 Panama City, FL 11.5 mi
32412 Panama City, FL 11.5 mi
32466 Youngstown, FL 14.3 mi

Find every ZIP code within 10 miles of 32404 →

Questions about this ZIP code

Where is ZIP code 32404?

32404 is in Panama City, Florida, in Bay County, part of the Panama City-Panama City Beach, FL metropolitan area. Its published point location is 30.1850, -85.5074.

What county is 32404 in?

32404 lies in Bay County.

What area code is 32404?

Panama City uses area codes 850 and 448, from NANPA's telephone records.

What time zone is 32404 in?

32404 uses America/Chicago.

How many people live in 32404?

About 42,514 people live in ZIP code 32404, in 16,158 households, at 314.8 people per square mile. These are American Community Survey 5-year estimates for the ZIP Code Tabulation Area, not a headcount.

What is the median household income in 32404?

$74,708 a year, against $74,568 across Florida.

What ZIP codes are near 32404?

The closest are 32401 (8 mi), 32417 (9.3 mi), 32444 (9.4 mi), 32405 (9.7 mi) and 32403 (9.8 mi).

Is 32404 a PO Box ZIP code?

32404 is a standard ZIP code. A normal ZIP code with street delivery.

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Cite this page

zipcodes.pro. “32404 ZIP Code — Panama City, Florida (Bay County).” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/zip/32404

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