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ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — ZIP/32401

32401

ZIP 32401 is in Panama City, Florida, in Bay County; area codes 850 and 448; Central time. Panama City has 11 ZIP codes in all.

Type
Standard
Time zone
America/Chicago
County
Bay
Population
18,947
Coordinates
30.1584, -85.6380
☼ Live from 32401 — Panama City, FL

Weather right now

Asking the National Weather Service…

NEXRAD radar
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Local time: —

Where 32401 is

Approximate ZIP boundary (Census ZCTA 2020). ZIP codes are mail routes, not areas, so the shape shown is the Census tabulation area that approximates it.

★ Weird and wonderful facts about 32401
  • 🔢 Type 32401 into a pocket calculator and turn it upside down: IOhZE — not quite a word, sorry.
  • ➕ 32401 is a prime number. It cannot be divided by anything except 1 and itself. Its digits add up to 10, a total 513 other ZIP codes share.
  • 💾In binary, the way a computer stores it: 111111010010001
  • 🏠 Its numerical neighbours: 32399 (Tallahassee, FL, 85 mi away) and 32402 (Panama City, FL, 6 mi away).
  • 🔄 Backwards, 32401 becomes 10423, which is not a ZIP code at all.
  • 👥 68 other ZIP codes are made of exactly the same digits (01243, 01342, 01432, 02134, 02143, 02341, …). The farthest-flung twin is 04231 in Stoneham, ME, 1,265 miles away.
  • 🧭 Farther south than 93% of all ZIP codes, and farther east than 55%.
  • 🎯989 miles southeast of the geographic center of the Lower 48, near Lebanon, Kansas.
  • 🌏 Dig straight through the Earth from 32401 and you would come out at 30.16°S, 94.36°E — 1,254 miles from West Island, Cocos Islands, the nearest big city to that spot.
  • ☀Longest day of the year: 14h 05m of daylight. Shortest: 10h 12m.
  • 📏 At 12.5 square miles of land, 32401 is bigger than 30% of ZIP codes — room for about 9.5 Central Parks.
🌙 The sky over 32401 today
  • Working out the sun…
🌋 Shake report
  • Checking the USGS…

Source: USGS.

People and housing

Population18,947This ZIP18,947
Households8,951This ZIP8,951
Housing units10,522This ZIP10,522
Median age43.5This ZIP43.5Florida42.6US 38.9
Median household income$52,523This ZIP$52,523Florida$74,568US $80,734
Median home value$230,500This ZIP$230,500Florida$359,000US $332,700
Median gross rent$1,152This ZIP$1,152Florida$1,669US $1,413
Bachelor's degree or higher21.1%This ZIP21.1%
Mean commute21.3 minThis ZIP21.3 min
Population density1,516.2 / sq miThis ZIP1,516.2 / sq mi

Business and tax activity

Business establishments831This ZIP831
Employees11,039This ZIP11,039
Annual payroll$597,200,000This ZIP$597,200,000
Tax returns filed9,170This ZIP9,170
Total adjusted gross income$579,310,000This ZIP$579,310,000

Land area

Land area12.50 sq miThis ZIP12.50 sq mi
Water area17.62 sq miThis ZIP17.62 sq mi

Other place names in 32401

Census places whose land this ZIP code overlaps. The Postal Service may accept other city names in an address, too.

ZIP codes near 32401

ZIPCityDistance
32417 Panama City, FL 1.3 mi
32405 Panama City, FL 3.4 mi
32444 Lynn Haven, FL 5.6 mi
32402 Panama City, FL 6.2 mi
32406 Panama City, FL 6.2 mi
32411 Panama City, FL 6.2 mi
32412 Panama City, FL 6.2 mi
32408 Panama City, FL 7.0 mi
32404 Panama City, FL 8.0 mi
32403 Panama City, FL 9.1 mi

Find every ZIP code within 10 miles of 32401 →

Questions about this ZIP code

Where is ZIP code 32401?

32401 is in Panama City, Florida, in Bay County, part of the Panama City-Panama City Beach, FL metropolitan area. Its published point location is 30.1584, -85.6380.

What county is 32401 in?

32401 lies in Bay County.

What area code is 32401?

Panama City uses area codes 850 and 448, from NANPA's telephone records.

What time zone is 32401 in?

32401 uses America/Chicago.

How many people live in 32401?

About 18,947 people live in ZIP code 32401, in 8,951 households, at 1,516.2 people per square mile. These are American Community Survey 5-year estimates for the ZIP Code Tabulation Area, not a headcount.

What is the median household income in 32401?

$52,523 a year, against $74,568 across Florida.

What ZIP codes are near 32401?

The closest are 32417 (1.3 mi), 32405 (3.4 mi), 32444 (5.6 mi), 32402 (6.2 mi) and 32406 (6.2 mi).

Is 32401 a PO Box ZIP code?

32401 is a standard ZIP code. A normal ZIP code with street delivery.

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Cite this page

zipcodes.pro. “32401 ZIP Code — Panama City, Florida (Bay County).” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/zip/32401

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