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ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — ZIP/32403

32403

ZIP 32403 is in Panama City, Florida, in Bay County; area codes 850 and 448; Central time. Panama City has 11 ZIP codes in all.

Type
Standard
Time zone
America/Chicago
County
Bay
Population
447
Coordinates
30.0486, -85.5532
☼ Live from 32403 — Panama City, FL

Weather right now

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NEXRAD radar
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Local time: —

Where 32403 is

Approximate ZIP boundary (Census ZCTA 2020). ZIP codes are mail routes, not areas, so the shape shown is the Census tabulation area that approximates it.

★ Weird and wonderful facts about 32403
  • 🔢 Type 32403 into a pocket calculator and turn it upside down: EOhZE — not quite a word, sorry.
  • ➕ As a number, 32,403 = 3 × 7 × 1543. Its digits add up to 12, a total 940 other ZIP codes share.
  • 💾In binary, the way a computer stores it: 111111010010011
  • 🏠 Its numerical neighbours: 32402 (Panama City, FL, 15 mi away) and 32404 (Panama City, FL, 10 mi away).
  • 🔄 Backwards, 32403 becomes 30423 — and that is a real ZIP code: Daisy, GA, 264 miles away.
  • 👥 38 other ZIP codes are made of exactly the same digits (02334, 02343, 03234, 03243, 04332, 20433, …). The farthest-flung twin is 34032 in APO AA, a military post office, 3,419 miles away.
  • 🧭 Farther south than 93% of all ZIP codes, and farther east than 55%.
  • 🎯998 miles southeast of the geographic center of the Lower 48, near Lebanon, Kansas.
  • 🌏 Dig straight through the Earth from 32403 and you would come out at 30.05°S, 94.45°E — 1,246 miles from West Island, Cocos Islands, the nearest big city to that spot.
  • ☀Longest day of the year: 14h 05m of daylight. Shortest: 10h 12m.
  • 📏 At 44.2 square miles of land, 32403 is bigger than 56% of ZIP codes — room for about 34 Central Parks.
🌙 The sky over 32403 today
  • Working out the sun…
🌋 Shake report
  • Checking the USGS…

Source: USGS.

People and housing

Population447This ZIP447
Households71This ZIP71
Housing units104This ZIP104
Median age23.3This ZIP23.3Florida42.6US 38.9
Median household income$118,594This ZIP$118,594Florida$74,568US $80,734
Median gross rent$2,422This ZIP$2,422Florida$1,669US $1,413
Bachelor's degree or higher35.6%This ZIP35.6%
Mean commute13.4 minThis ZIP13.4 min
Population density10.1 / sq miThis ZIP10.1 / sq mi

Business and tax activity

Business establishments37This ZIP37
Employees421This ZIP421
Annual payroll$32,358,000This ZIP$32,358,000
Tax returns filed380This ZIP380
Total adjusted gross income$22,113,000This ZIP$22,113,000

Land area

Land area44.22 sq miThis ZIP44.22 sq mi
Water area30.17 sq miThis ZIP30.17 sq mi

Other place names in 32403

Census places whose land this ZIP code overlaps. The Postal Service may accept other city names in an address, too.

ZIP codes near 32403

ZIPCityDistance
32401 Panama City, FL 9.1 mi
32404 Panama City, FL 9.8 mi
32417 Panama City, FL 10.0 mi
32410 Mexico Beach, FL 10.0 mi
32405 Panama City, FL 12.5 mi
32408 Panama City, FL 14.2 mi
32444 Lynn Haven, FL 14.4 mi
32402 Panama City, FL 15.3 mi
32406 Panama City, FL 15.3 mi
32411 Panama City, FL 15.3 mi

Find every ZIP code within 10 miles of 32403 →

Questions about this ZIP code

Where is ZIP code 32403?

32403 is in Panama City, Florida, in Bay County, part of the Panama City-Panama City Beach, FL metropolitan area. Its published point location is 30.0486, -85.5532.

What county is 32403 in?

32403 lies in Bay County.

What area code is 32403?

Panama City uses area codes 850 and 448, from NANPA's telephone records.

What time zone is 32403 in?

32403 uses America/Chicago.

How many people live in 32403?

About 447 people live in ZIP code 32403, in 71 households, at 10.1 people per square mile. These are American Community Survey 5-year estimates for the ZIP Code Tabulation Area, not a headcount.

What is the median household income in 32403?

$118,594 a year, against $74,568 across Florida.

What ZIP codes are near 32403?

The closest are 32401 (9.1 mi), 32404 (9.8 mi), 32417 (10 mi), 32410 (10 mi) and 32405 (12.5 mi).

Is 32403 a PO Box ZIP code?

32403 is a standard ZIP code. A normal ZIP code with street delivery.

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Cite this page

zipcodes.pro. “32403 ZIP Code — Panama City, Florida (Bay County).” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/zip/32403

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