Every ZIP code in the United States, with weather, radar, trivia and the numbers behind it. Five digits since 1963!

ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — CITY/FL/PANAMA-CITY

Panama City ZIP codes, Florida

Panama City, FL has 11 ZIP codes, from 32401 to 32417, and area codes 850 and 448. The largest are 32404, 32405 and 32401.

USPS city name
11 ZIP codes
Population
34,979
Area codes
850, 448
State
Florida

Panama City in numbers

About 34,979 people live in Panama City, in 15,169 households. The median household income is $62,265 a year, 16% below the Florida median of $74,568 (US: $80,734). The median owner-occupied home is valued at $268,900 (25% below the Florida median), and median gross rent is $1,327 a month. The median age is 39.5; 26.4% of adults 25 and over hold a bachelor's degree or higher (34.1% across Florida); the average commute takes 21 minutes.

Population34,979Panama City34,979
Households15,169Panama City15,169
Median age39.5Panama City39.5Florida42.6US 38.9
Median household income$62,265Panama City$62,265Florida$74,568US $80,734
Median home value$268,900Panama City$268,900Florida$359,000US $332,700
Median gross rent$1,327Panama City$1,327Florida$1,669US $1,413
Bachelor's degree or higher26.4%Panama City26.4%Florida34.1%US 35.7%
Mean commute21.4 minPanama City21.4 minFlorida28.0 minUS 26.4 min
Population density986 / sq miPanama City986 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Panama City city. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes addressed as Panama City

ZIP codes with the USPS city name Panama City
ZIP City Type Population Median income Median home
32404 Panama City , FL Standard 42,514 $74,708 $273,500
32405 Panama City , FL Standard 29,984 $73,373 $279,900
32401 Panama City , FL Standard 18,947 $52,523 $230,500
32408 Panama City , FL Standard 18,832 $80,822 $382,300
32409 Panama City , FL Standard 11,113 $64,516 $275,700
32403 Panama City , FL Standard 447 $118,594 —
32402 Panama City , FL No street area — — —
32406 Panama City , FL No street area — — —
32411 Panama City , FL No street area — — —
32412 Panama City , FL No street area — — —
32417 Panama City , FL No street area — — —

Map of Panama City ZIP codes

3240432405324013240832409324033240232406324113241232417

The ZIP codes of Panama City, FL, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Panama City

The nearest larger towns are Navarre (39,838 people, 75 mi), Dothan, AL (71,514 people, 75 mi) and Tallahassee (201,875 people, 87 mi).

Towns near Panama City
TownPopulationDistance
Cedar Grove 3,802 2.8 mi
Pretty Bayou 2,906 2.9 mi
Springfield 8,230 4.0 mi
Parker 4,509 4.9 mi
Upper Grand Lagoon 17,232 5.0 mi
Lynn Haven 20,081 5.1 mi
Lower Grand Lagoon 4,287 5.2 mi
Callaway 13,496 7.7 mi
Panama City Beach 18,971 13.2 mi
Laguna Beach 3,830 17.9 mi

More nearby: every ZIP code in Bay County · Florida ZIP codes

Cite this page

zipcodes.pro. “Panama City, FL ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/fl/panama-city

Underlying data is public domain or openly licensed — sources, vintages and licences.