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zipcodes.pro — AREA-CODE/989

989 area code

Area code 989 is in Michigan. It covers Saginaw, Midland, Bay City and 186 other places: 199 ZIP codes in Saginaw, Bay, Midland and 27 other counties. Local time there is , Eastern Time. In service since 2001, with no overlay.

Time zone
Eastern
Largest city
Saginaw
Overlays
none
In service since
2001
Rate centres
135
Prefixes assigned
724 (7,240,000 numbers)

Who calls from a 989 number

NANPA records the carrier each block of 989 numbers is assigned to. Of the 6.5 million 989 numbers assigned, 44% are with cable, internet-calling, business and other carriers (Onvoy and Interactive Services Network); 29% with mobile carriers (Verizon Wireless and AT&T Mobility); 22% with local phone companies (AT&T and Frontier); 4% with paging companies.

That is who the numbers were assigned to: people keep their number when they change carrier, so any one number may have moved since.

Carriers holding the most 989 numbers
CarrierKindShare
Verizon WirelessMobile13%
OnvoyCable, VoIP, other13%
Interactive Services NetworkCable, VoIP, other10%
AT&TLandline10%
AT&T MobilityMobile8%
FrontierLandline8%

An area code says where a number was issued, not where the caller is: people keep their numbers when they move, and caller ID can be set to show any number, which the FCC calls spoofing. If a call you did not expect asks for money or personal details, the FCC advises hanging up and calling the company back on a number you look up yourself. Unwanted calls can be reported to the FTC at ReportFraud.ftc.gov.

Places in area code 989

The 127 places with a telephone rate centre of their own using 989, largest first. Each links to its ZIP codes.

Places in area code 989
PlaceZIP codesPopulation
Saginaw, MI 11 43,536
Midland, MI 7 42,724
Bay City, MI 3 32,320
Mount Pleasant, MI 3 21,236
Owosso, MI 1 14,632
Alpena, MI 1 10,154
Alma, MI 1 9,396
St. Johns, MI 1 7,715
Freeland, MI 1 7,557
St. Louis, MI 1 7,367
Houghton Lake, MI 1 5,769
Frankenmuth, MI 2 5,157
Gaylord, MI 2 4,357
Linwood, MI 1 4,334
Caro, MI 1 4,290
Hale, MI 1 3,629
Durand, MI 1 3,483
Clare, MI 1 3,324
Alger, MI 1 3,300
Blanchard, MI 1 3,183
Gladwin, MI 1 3,098
Bad Axe, MI 1 2,992
St. Helen, MI 1 2,929
Vestaburg, MI 1 2,915
Rogers City, MI 1 2,878
Ithaca, MI 1 2,817
Vassar, MI 1 2,707
East Tawas, MI 1 2,675
Chesaning, MI 1 2,484
Remus, MI 1 2,437
West Branch, MI 1 2,225
Cass City, MI 1 2,210
Fenwick, MI 1 2,139
Auburn, MI 1 2,124
Harrison, MI 1 2,110
Hope, MI 1 2,076
St. Charles, MI 1 1,934
Marlette, MI 1 1,850
Sebewaing, MI 1 1,850
Lachine, MI 1 1,706
Grayling, MI 2 1,671
Harbor Beach, MI 1 1,582
Six Lakes, MI 1 1,565
Standish, MI 1 1,554
Munger, MI 1 1,549
Hemlock, MI 1 1,529
Breckenridge, MI 1 1,517
Edmore, MI 1 1,514
Mio, MI 1 1,474
Shepherd, MI 1 1,457
Pinconning, MI 1 1,448
Birch Run, MI 1 1,439
Ovid, MI 1 1,370
Stanton, MI 1 1,285
Reese, MI 1 1,274
Carson City, MI 1 1,233
Coleman, MI 1 1,206
Lewiston, MI 1 1,201
Weidman, MI 1 1,156
Sidney, MI 1 1,129
Fairview, MI 1 1,126
Millington, MI 1 1,122
Roscommon, MI 1 1,118
Crystal, MI 1 1,114
Pigeon, MI 1 1,100
Glennie, MI 1 1,082
Beaverton, MI 1 1,061
Fostoria, MI 1 1,050
Mayville, MI 1 1,045
Lakeview, MI 1 1,030
Ossineke, MI 1 1,019
Au Gres, MI 1 1,018
Elsie, MI 1 1,000
Westphalia, MI 1 980
Farwell, MI 1 974
Middleton, MI 1 966
Hubbard Lake, MI 1 944
Brant, MI 1 943
Hillman, MI 1 812
Merrill, MI 1 798
Ubly, MI 1 785
Atlanta, MI 1 758
Elkton, MI 1 750
Sheridan, MI 1 746
Maple Rapids, MI 1 727
Sanford, MI 1 716
Port Austin, MI 1 699
Onaway, MI 1 674
Oscoda, MI 1 654
Caseville, MI 1 634
Rose City, MI 1 575
Unionville, MI 1 569
Gaines, MI 1 552
Fairgrove, MI 1 547
Whittemore, MI 1 492
Muir, MI 1 490
Harrisville, MI 1 489
Sand Lake, MI 1 484
Ashley, MI 1 483
Bay Port, MI 1 474
Bancroft, MI 1 469
Hubbardston, MI 1 464
Sterling, MI 1 448
Kinde, MI 1 414
Kingston, MI 1 398
Barryton, MI 1 394
Palo, MI 1 375
Posen, MI 1 345
Vanderbilt, MI 1 341
Akron, MI 1 336
Rosebush, MI 1 331
Gagetown, MI 1 311
Omer, MI 1 283
Clifford, MI 1 277
Prescott, MI 1 270
Port Hope, MI 1 268
Winn, MI 1 226
Lincoln, MI 1 225
Riverdale, MI 1 216
Lupton, MI 1 206
Minden City, MI 1 203
Owendale, MI 1 193
Twining, MI 1 192
Mcbrides, MI 1 145
Pompeii, MI 1 107
Higgins Lake, MI 1 65
Long Lake, MI 1 30

Nearby places using 989

These places have no rate centre of their own in NANPA's records; the nearest one uses 989. Near an area-code boundary that can be wrong for part of a town.

ZIP codes in area code 989

199 ZIP codes in 175 towns, by the town each is mailed to, largest first. Each links to its own page.

Where 989 numbers are issued

NANPA's rate centres with the most 989 prefixes (each prefix is 10,000 numbers), under NANPA's own abbreviated names.

Rate centres using area code 989
Rate centrePlacePrefixes
SAGINAW Saginaw 114
MIDLAND Midland 37
BAY CITY Bay City 29
MTPLEASANT Mount Pleasant 27
OWOSSO Owosso 18
ALMA Alma 16

Counties

The counties of its ZIP codes, most residents first, with how many of its ZIP codes each has.

Which code covers where you are now? What area code am I in? answers from your location.

Questions about area code 989

Where is area code 989?

Area code 989 is in Michigan. It covers Saginaw, Midland, Bay City and 186 other places: 199 ZIP codes in Saginaw, Bay, Midland and 27 other counties.

What ZIP codes are in area code 989?

199 ZIP codes, by the town each is mailed to: Saginaw (11, 48601 to 48663), Midland (7, 48640 to 48686), Bay City (3, 48706 to 48708), Mount Pleasant (3, 48804 to 48859) and 171 more towns. The full list is on this page.

What time zone is area code 989 in?

Eastern time.

Is a 989 number a mobile or a landline?

It can be either. 29% of 989 numbers are assigned to mobile carriers and 22% to local phone companies (NANPA, 2026-10-10); the rest are with cable, internet-calling, business and paging carriers. A number keeps its area code when it moves to another carrier.

Does a 989 number mean the caller is in Michigan?

Not necessarily. An area code says where the number was first issued. People keep their numbers when they move or switch carriers, and calling software can show any number, so a 989 call can come from anywhere.

Other area codes in Michigan

All 13 Michigan area codes, by area, with the cities each covers

Source: NANPA NPA database, central office code and thousands-block assignments, 2026-10-10. Places are matched to NANPA's rate centres by name; see sources.

Cite this page

zipcodes.pro. “Area code 989.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/area-code/989

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