Every ZIP code in the United States, with weather, radar, trivia and the numbers behind it. Five digits since 1963!

ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — CITY/MI/BAY-CITY

Bay City ZIP codes, Michigan

Bay City, MI has 3 ZIP codes (48706, 48708 and 48707) and area code 989. The largest is 48706.

USPS city name
3 ZIP codes
Population
32,320
Area code
989

Bay City in numbers

About 32,320 people live in Bay City, in 14,677 households, the 34th-largest of Michigan's 745 census places. The median household income is $49,420 a year, 32% below the Michigan median of $72,875 (US: $80,734). The median owner-occupied home is valued at $97,600 (58% below the Michigan median), and median gross rent is $766 a month. The median age is 40.7; 18.8% of adults 25 and over hold a bachelor's degree or higher (32.4% across Michigan); the average commute takes 21 minutes.

Population32,320Bay City32,320
Households14,677Bay City14,677
Median age40.7Bay City40.7Michigan40.2US 38.9
Median household income$49,420Bay City$49,420Michigan$72,875US $80,734
Median home value$97,600Bay City$97,600Michigan$231,600US $332,700
Median gross rent$766Bay City$766Michigan$1,129US $1,413
Bachelor's degree or higher18.8%Bay City18.8%Michigan32.4%US 35.7%
Mean commute21.3 minBay City21.3 minMichigan24.2 minUS 26.4 min
Population density3,179 / sq miBay City3,179 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Bay City city. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes addressed as Bay City

ZIP codes with the USPS city name Bay City
ZIP City Type Population Median income Median home
48706 Bay City , MI Standard 38,974 $62,747 $155,800
48708 Bay City , MI Standard 25,635 $50,518 $107,700
48707 Bay City , MI No street area — — —

Map of Bay City ZIP codes

487064870848707

The ZIP codes of Bay City, MI, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Bay City

The nearest larger towns are Saginaw (43,536 people, 12 mi), Midland (42,724 people, 17 mi) and Flint (80,175 people, 40 mi).

Towns near Bay City
TownPopulationDistance
Essexville 3,327 2.8 mi
Buena Vista 5,798 11.9 mi
Saginaw 43,536 12.2 mi
Freeland 7,557 12.4 mi
Shields 7,402 14.8 mi
Bridgeport 6,884 15.2 mi
Midland 42,724 17.4 mi
Frankenmuth 5,157 19.3 mi
Vassar 2,707 21.7 mi
Caro 4,290 25.4 mi

More nearby: every ZIP code in Bay County · Michigan ZIP codes

Cite this page

zipcodes.pro. “Bay City, MI ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/mi/bay-city

Underlying data is public domain or openly licensed — sources, vintages and licences.