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ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — ZIP/48706

48706

ZIP 48706 is in Bay City, Michigan, in Bay County; area code 989; Eastern time. Bay City has 3 ZIP codes; the others are 48707 and 48708.

Type
Standard
Time zone
America/Detroit
County
Bay
Metro area
Bay City, MI
Population
38,974
Coordinates
43.6038, -83.9554
☼ Live from 48706 — Bay City, MI

Weather right now

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Local time: —

Where 48706 is

Approximate ZIP boundary (Census ZCTA 2020). ZIP codes are mail routes, not areas, so the shape shown is the Census tabulation area that approximates it.

★ Weird and wonderful facts about 48706
  • 🔢 Type 48706 into a pocket calculator and turn it upside down: gOLBh — not quite a word, sorry.
  • ➕ As a number, 48,706 = 2 × 7 × 7 × 7 × 71. Its digits add up to 25, a total 2,242 other ZIP codes share.
  • 💾In binary, the way a computer stores it: 1011111001000010
  • 🏠 Its numerical neighbours: 48705 (Barton City, MI, 77 mi away) and 48707 (Bay City, MI, 9 mi away).
  • 🔄 Backwards, 48706 becomes 60784, which is not a ZIP code at all.
  • 👥 47 other ZIP codes are made of exactly the same digits (04768, 04786, 06478, 06487, 06784, 07648, …). The farthest-flung twin is 84760 in Paragonah, UT, 1,543 miles away.
  • 🧭 Farther north than 86% of all ZIP codes, and farther east than 60%.
  • 🎯797 miles northeast of the geographic center of the Lower 48, near Lebanon, Kansas.
  • 🌏 Dig straight through the Earth from 48706 and you would come out at 43.60°S, 96.04°E — 1,284 miles from Port-aux-Français, French Southern Territories, the nearest big city to that spot.
  • ☀Longest day of the year: 15h 26m of daylight. Shortest: 8h 56m.
  • 📏 At 66.3 square miles of land, 48706 is bigger than 67% of ZIP codes — room for about 50 Central Parks.
🌙 The sky over 48706 today
  • Working out the sun…
🌋 Shake report
  • Checking the USGS…

Source: USGS.

People and housing

Population38,974This ZIP38,974
Households17,184This ZIP17,184
Housing units18,537This ZIP18,537
Median age44.7This ZIP44.7Michigan40.2US 38.9
Median household income$62,747This ZIP$62,747Michigan$72,875US $80,734
Median home value$155,800This ZIP$155,800Michigan$231,600US $332,700
Median gross rent$922This ZIP$922Michigan$1,129US $1,413
Bachelor's degree or higher24.7%This ZIP24.7%
Mean commute20.9 minThis ZIP20.9 min
Population density587.8 / sq miThis ZIP587.8 / sq mi

Business and tax activity

Business establishments904This ZIP904
Employees12,822This ZIP12,822
Annual payroll$622,935,000This ZIP$622,935,000
Tax returns filed20,360This ZIP20,360
Total adjusted gross income$1,322,682,000This ZIP$1,322,682,000

Land area

Land area66.30 sq miThis ZIP66.30 sq mi
Water area5.80 sq miThis ZIP5.80 sq mi

Other place names in 48706

Census places whose land this ZIP code overlaps. The Postal Service may accept other city names in an address, too.

ZIP codes near 48706

ZIPCityDistance
48710 University Center, MI 3.6 mi
48708 Bay City, MI 6.2 mi
48631 Kawkawlin, MI 6.2 mi
48604 Saginaw, MI 7.2 mi
48611 Auburn, MI 7.4 mi
48732 Essexville, MI 8.3 mi
48707 Bay City, MI 9.3 mi
48724 Carrollton, MI 10.2 mi
48623 Freeland, MI 10.7 mi
48603 Saginaw, MI 10.7 mi

Find every ZIP code within 10 miles of 48706 →

Questions about this ZIP code

Where is ZIP code 48706?

48706 is in Bay City, Michigan, in Bay County, part of the Bay City, MI metropolitan area. Its published point location is 43.6038, -83.9554.

What county is 48706 in?

48706 lies in Bay County.

What area code is 48706?

Bay City uses area code 989, from NANPA's telephone records.

What time zone is 48706 in?

48706 uses America/Detroit.

How many people live in 48706?

About 38,974 people live in ZIP code 48706, in 17,184 households, at 587.8 people per square mile. These are American Community Survey 5-year estimates for the ZIP Code Tabulation Area, not a headcount.

What is the median household income in 48706?

$62,747 a year, against $72,875 across Michigan.

What ZIP codes are near 48706?

The closest are 48710 (3.6 mi), 48708 (6.2 mi), 48631 (6.2 mi), 48604 (7.2 mi) and 48611 (7.4 mi).

Is 48706 a PO Box ZIP code?

48706 is a standard ZIP code. A normal ZIP code with street delivery.

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Cite this page

zipcodes.pro. “48706 ZIP Code — Bay City, Michigan (Bay County).” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/zip/48706

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