574 area code
Area code 574 is in Indiana. It covers South Bend, Elkhart, Mishawaka and 78 other places: 94 ZIP codes in St. Joseph, Elkhart, Kosciusko and 9 other counties. It spans two time zones: local time there is Eastern or Central. In service since 2002, with no overlay.
- State
- Indiana
- Time zone
- Eastern and Central
- Largest city
- South Bend
- Overlays
- none
- In service since
- 2002
- Rate centres
- 59
- Prefixes assigned
- 403 (4,030,000 numbers)
Who calls from a 574 number
NANPA records the carrier each block of 574 numbers is assigned to. Of the 3.6 million 574 numbers assigned, 35% are with cable, internet-calling, business and other carriers (Onvoy); 34% with mobile carriers (AT&T Mobility, Verizon Wireless and T-Mobile); 30% with local phone companies (AT&T and Frontier).
That is who the numbers were assigned to: people keep their number when they change carrier, so any one number may have moved since.
| Carrier | Kind | Share |
|---|---|---|
| AT&T Mobility | Mobile | 12% |
| Onvoy | Cable, VoIP, other | 12% |
| AT&T | Landline | 11% |
| Verizon Wireless | Mobile | 11% |
| T-Mobile | Mobile | 11% |
| Frontier | Landline | 8% |
An area code says where a number was issued, not where the caller is: people keep their numbers when they move, and caller ID can be set to show any number, which the FCC calls spoofing. If a call you did not expect asks for money or personal details, the FCC advises hanging up and calling the company back on a number you look up yourself. Unwanted calls can be reported to the FTC at ReportFraud.ftc.gov.
Places in area code 574
The 57 places with a telephone rate centre of their own using 574, largest first. Each links to its ZIP codes.
Nearby places using 574
These places have no rate centre of their own in NANPA's records; the nearest one uses 574. Near an area-code boundary that can be wrong for part of a town.
- Mishawaka
- Granger
- Notre Dame
- Simonton Lake
- Grovertown
- Hudson Lake
- Koontz Lake
- Roseland
- Bass Lake
- Lakeville
- Fish Lake
- La Paz
- Lapaz
- Norway
- Onward
- Tyner
- Leiters Ford
- Indian Village
- Ora
- Donaldson
- Athens
- Delong
- Grass Creek
- Lake Cicott
ZIP codes in area code 574
94 ZIP codes in 70 towns, by the town each is mailed to, largest first. Each links to its own page.
Where 574 numbers are issued
NANPA's rate centres with the most 574 prefixes (each prefix is 10,000 numbers), under NANPA's own abbreviated names.
| Rate centre | Place | Prefixes |
|---|---|---|
SOUTH BEND | South Bend | 113 |
ELKHART | Elkhart | 46 |
GOSHEN | Goshen | 21 |
LOGANSPORT | Logansport | 18 |
PLYMOUTH | Plymouth | 16 |
OSCEOLA | Osceola | 13 |
Counties
The counties of its ZIP codes, most residents first, with how many of its ZIP codes each has.
- St. Joseph County (26)
- Elkhart County (13)
- Kosciusko County (12)
- Marshall County (9)
- Cass County (8)
- Starke County (4)
- Fulton County (8)
- White County (4)
- Pulaski County (4)
- LaPorte County (1)
- Carroll County (4)
- Miami County (1)
Which code covers where you are now? What area code am I in? answers from your location.
Questions about area code 574
Where is area code 574?
Area code 574 is in Indiana. It covers South Bend, Elkhart, Mishawaka and 78 other places: 94 ZIP codes in St. Joseph, Elkhart, Kosciusko and 9 other counties.
What ZIP codes are in area code 574?
94 ZIP codes, by the town each is mailed to: South Bend (16, 46601 to 46699), Elkhart (4, 46514 to 46517), Mishawaka (3, 46544 to 46546), Goshen (3, 46526 to 46528) and 66 more towns. The full list is on this page.
What time zone is area code 574 in?
Eastern and Central time.
Is a 574 number a mobile or a landline?
It can be either. 34% of 574 numbers are assigned to mobile carriers and 30% to local phone companies (NANPA, 2026-10-10); the rest are with cable, internet-calling, business and paging carriers. A number keeps its area code when it moves to another carrier.
Does a 574 number mean the caller is in Indiana?
Not necessarily. An area code says where the number was first issued. People keep their numbers when they move or switch carriers, and calling software can show any number, so a 574 call can come from anywhere.
Other area codes in Indiana
- 219 Valparaiso
- 260 Fort Wayne
- 317 Indianapolis
- 463 Indianapolis
- 765 Lafayette
- 812 Evansville
- 930 Evansville
All 8 Indiana area codes, by area, with the cities each covers
Source: NANPA NPA database, central office code and thousands-block assignments, 2026-10-10. Places are matched to NANPA's rate centres by name; see sources.
Cite this page
zipcodes.pro. “Area code 574.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/area-code/574
Underlying data is public domain or openly licensed — sources, vintages and licences.