46540
ZIP 46540 is Middlebury, Indiana, mostly in Elkhart County; area code 574; Eastern time.
- Type
- Standard
- Time zone
- America/Indiana/Indianapolis
- County
- Elkhart +1 more
- Metro area
- Elkhart-Goshen, IN
- Population
- 12,993
- Coordinates
- 41.6715, -85.6967
Weather right now
Asking the National Weather Service…
Where 46540 is
Approximate ZIP boundary (Census ZCTA 2020). ZIP codes are mail routes, not areas, so the shape shown is the Census tabulation area that approximates it.
- 🔢 Type 46540 into a pocket calculator and turn it upside down: OhSgh — not quite a word, sorry.
- ➕ As a number, 46,540 = 2 × 2 × 5 × 13 × 179. Its digits add up to 19, a total 2,454 other ZIP codes share.
- 💾In binary, the way a computer stores it:
1011010111001100 - 🏠 Its numerical neighbours: 46539 (Mentone, IN, 39 mi away) and 46542 (Milford, IN, 21 mi away).
- 🔄 Backwards, 46540 becomes 04564 — and that is a real ZIP code: Round Pond, ME, 836 miles away.
- 👥 32 other ZIP codes are made of exactly the same digits (04456, 04564, 04645, 04654, 05446, 05464, …). The farthest-flung twin is 04654 in Machias, ME, 938 miles away.
- 🧭 Farther north than 72% of all ZIP codes, and farther east than 55%.
- 🎯686 miles east of the geographic center of the Lower 48, near Lebanon, Kansas.
- 🌏 Dig straight through the Earth from 46540 and you would come out at 41.67°S, 94.30°E — 1,274 miles from Port-aux-Français, French Southern Territories, the nearest big city to that spot.
- ☀Longest day of the year: 15h 12m of daylight. Shortest: 9h 09m.
- 📏 At 59.4 square miles of land, 46540 is bigger than 64% of ZIP codes — room for about 45 Central Parks.
- Working out the sun…
- Checking the USGS…
Source: USGS.
People and housing
| Population | 12,993This ZIP12,993 |
|---|---|
| Households | 3,979This ZIP3,979 |
| Housing units | 4,335This ZIP4,335 |
| Median age | 32.1This ZIP32.1Indiana38.1US 38.9 |
| Median household income | $96,615This ZIP$96,615Indiana$71,957US $80,734 |
| Median home value | $313,700This ZIP$313,700Indiana$218,200US $332,700 |
| Median gross rent | $1,148This ZIP$1,148Indiana$1,062US $1,413 |
| Bachelor's degree or higher | 20.2%This ZIP20.2% |
| Mean commute | 21.1 minThis ZIP21.1 min |
| Population density | 218.8 / sq miThis ZIP218.8 / sq mi |
Business and tax activity
| Business establishments | 425This ZIP425 |
|---|---|
| Employees | 14,575This ZIP14,575 |
| Annual payroll | $862,273,000This ZIP$862,273,000 |
| Tax returns filed | 5,910This ZIP5,910 |
| Total adjusted gross income | $570,267,000This ZIP$570,267,000 |
Land area
| Land area | 59.38 sq miThis ZIP59.38 sq mi |
|---|---|
| Water area | 0.52 sq miThis ZIP0.52 sq mi |
Counties 46540 spans
A ZIP code is a mail route and ignores county lines. Shares are by overlapping land area.
| County | Share of this ZIP |
|---|---|
| Elkhart County | 85.4% |
| LaGrange County | 14.6% |
Other place names in 46540
Census places whose land this ZIP code overlaps. The Postal Service may accept other city names in an address, too.
ZIP codes near 46540
| ZIP | City | Distance |
|---|---|---|
46565 | Shipshewana, IN | 6.0 mi |
46528 | Goshen, IN | 6.7 mi |
46507 | Bristol, IN | 7.0 mi |
49099 | White Pigeon, MI | 8.5 mi |
46543 | Millersburg, IN | 9.6 mi |
46527 | Goshen, IN | 9.8 mi |
46571 | Topeka, IN | 10.6 mi |
49130 | Union, MI | 11.0 mi |
46526 | Goshen, IN | 12.1 mi |
46516 | Elkhart, IN | 13.0 mi |
Find every ZIP code within 10 miles of 46540 →
Questions about this ZIP code
Where is ZIP code 46540?
46540 is in Middlebury, Indiana, in Elkhart County, part of the Elkhart-Goshen, IN metropolitan area. Its published point location is 41.6715, -85.6967.
What county is 46540 in?
46540 spans 2 counties: Elkhart County and LaGrange County. Most of it falls in Elkhart County, measured by overlapping land area — the county holding the most land in a ZIP code is not always the one holding the most residents.
What area code is 46540?
Middlebury uses area code 574, from NANPA's telephone records.
What time zone is 46540 in?
46540 uses America/Indiana/Indianapolis.
How many people live in 46540?
About 12,993 people live in ZIP code 46540, in 3,979 households, at 218.8 people per square mile. These are American Community Survey 5-year estimates for the ZIP Code Tabulation Area, not a headcount.
What is the median household income in 46540?
$96,615 a year, against $71,957 across Indiana.
What ZIP codes are near 46540?
The closest are 46565 (6 mi), 46528 (6.7 mi), 46507 (7 mi), 49099 (8.5 mi) and 46543 (9.6 mi).
Is 46540 a PO Box ZIP code?
46540 is a standard ZIP code. A normal ZIP code with street delivery.
Download or cite
Cite this page
zipcodes.pro. “46540 ZIP Code — Middlebury, Indiana (Elkhart County).” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/zip/46540
Machine-readable version of these facts:
curl https://zipcodes.pro/zip/46540.json Underlying data is public domain or openly licensed — sources, vintages and licences.