Every ZIP code in the United States, with weather, radar, trivia and the numbers behind it. Five digits since 1963!

ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — CITY/NY/WATERLOO

Waterloo ZIP code, New York

The ZIP code for Waterloo, NY is 13165, and its area code is 315.

USPS city name
1 ZIP code
Population
4,605
Area code
315

Waterloo in numbers

About 4,605 people live in Waterloo, in 2,097 households. The median household income is $51,642 a year, 40% below the New York median of $85,974 (US: $80,734). The median owner-occupied home is valued at $114,300 (73% below the New York median), and median gross rent is $927 a month. The median age is 50.8; 23.5% of adults 25 and over hold a bachelor's degree or higher (40.2% across New York); the average commute takes 21 minutes.

Population4,605Waterloo4,605
Households2,097Waterloo2,097
Median age50.8Waterloo50.8New York39.8US 38.9
Median household income$51,642Waterloo$51,642New York$85,974US $80,734
Median home value$114,300Waterloo$114,300New York$423,800US $332,700
Median gross rent$927Waterloo$927New York$1,621US $1,413
Bachelor's degree or higher23.5%Waterloo23.5%New York40.2%US 35.7%
Mean commute21.3 minWaterloo21.3 minNew York32.6 minUS 26.4 min
Population density2,135 / sq miWaterloo2,135 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Waterloo village. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes addressed as Waterloo

ZIP codes with the USPS city name Waterloo
ZIP City Type Population Median income Median home
13165 Waterloo , NY Standard 9,458 $59,981 $121,600

Map of Waterloo ZIP codes

13165

The ZIP codes of Waterloo, NY, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Waterloo

The nearest larger towns are Seneca Falls (6,956 people, 3.2 mi), Geneva (12,512 people, 6.9 mi) and Auburn (26,285 people, 15 mi).

Towns near Waterloo
TownPopulationDistance
Seneca Falls 6,956 3.2 mi
Geneva 12,512 6.9 mi
Lyons 3,738 12.8 mi
Auburn 26,285 14.9 mi
Newark 8,991 15.2 mi
Penn Yan 4,714 19.5 mi
Canandaigua 10,514 21.4 mi
Palmyra 3,287 21.6 mi
Skaneateles 2,543 22.0 mi
Victor 2,687 28.4 mi
Gananda 6,273 28.6 mi

More nearby: every ZIP code in Seneca County · New York ZIP codes

Cite this page

zipcodes.pro. “Waterloo, NY ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/ny/waterloo

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