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zipcodes.pro — CITY/NY/WATERFORD

Waterford ZIP code, New York

The ZIP code for Waterford, NY is 12188, and its area codes are 518 and 838.

USPS city name
1 ZIP code
Population
2,085
Area codes
518, 838

NANPA lists no telephone rate centre for Waterford itself, so these are the area codes of the nearest one, Troy (3.7 miles). A town on an area-code boundary can differ from its neighbour.

Waterford in numbers

About 2,085 people live in Waterford, in 1,047 households. The median household income is $72,938 a year, 15% below the New York median of $85,974 (US: $80,734). The median owner-occupied home is valued at $157,500 (63% below the New York median), and median gross rent is $1,082 a month. The median age is 42.4; 22.5% of adults 25 and over hold a bachelor's degree or higher (40.2% across New York); the average commute takes 23 minutes.

Population2,085Waterford2,085
Households1,047Waterford1,047
Median age42.4Waterford42.4New York39.8US 38.9
Median household income$72,938Waterford$72,938New York$85,974US $80,734
Median home value$157,500Waterford$157,500New York$423,800US $332,700
Median gross rent$1,082Waterford$1,082New York$1,621US $1,413
Bachelor's degree or higher22.5%Waterford22.5%New York40.2%US 35.7%
Mean commute23.0 minWaterford23.0 minNew York32.6 minUS 26.4 min
Population density7,367 / sq miWaterford7,367 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Waterford village. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes addressed as Waterford

ZIP codes with the USPS city name Waterford
ZIP City Type Population Median income Median home
12188 Waterford , NY Standard 10,988 $92,279 $281,400

Map of Waterford ZIP codes

12188

The ZIP codes of Waterford, NY, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Waterford

The nearest larger towns are Cohoes (18,159 people, 2.0 mi), Green Island (2,970 people, 3.1 mi) and Troy (51,033 people, 3.9 mi).

Towns near Waterford
TownPopulationDistance
Cohoes 18,159 2.0 mi
Green Island 2,970 3.1 mi
Troy 51,033 3.9 mi
Watervliet 10,287 4.9 mi
Latham 13,802 5.0 mi
Siena College 2,500 6.2 mi
Loudonville 10,527 7.1 mi
Wynantskill 3,487 7.3 mi
Menands 4,505 7.4 mi
Clifton Knolls-Mill Creek 3,349 7.6 mi
Mechanicville 5,124 7.8 mi
Roessleville 10,968 8.8 mi
Colonie 7,702 9.2 mi
Country Knolls 5,445 10.4 mi

More nearby: every ZIP code in Saratoga County · New York ZIP codes

Cite this page

zipcodes.pro. “Waterford, NY ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/ny/waterford

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