Every ZIP code in the United States, with weather, radar, trivia and the numbers behind it. Five digits since 1963!

ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — CITY/MI/HORTON-BAY

Horton Bay ZIP codes, Michigan

No ZIP code is named for Horton Bay, MI; addresses there use a neighbouring town's name. 2 ZIP codes cover it: 49720 and 49712. Its area code is 231.

USPS city name
0 ZIP codes
Overlapping the city
2 more
Population
374
Area code
231

NANPA lists no telephone rate centre for Horton Bay itself, so these are the area codes of the nearest one, Charlevoix (0.0 miles). A town on an area-code boundary can differ from its neighbour.

Horton Bay in numbers

About 374 people live in Horton Bay, in 203 households. The median household income is $69,926 a year, 4% below the Michigan median of $72,875 (US: $80,734). The median owner-occupied home is valued at $345,500 (49% above the Michigan median). The median age is 64.3; 31.4% of adults 25 and over hold a bachelor's degree or higher (32.4% across Michigan); the average commute takes 20 minutes.

Population374Horton Bay374
Households203Horton Bay203
Median age64.3Horton Bay64.3Michigan40.2US 38.9
Median household income$69,926Horton Bay$69,926Michigan$72,875US $80,734
Median home value$345,500Horton Bay$345,500Michigan$231,600US $332,700
Bachelor's degree or higher31.4%Horton Bay31.4%Michigan32.4%US 35.7%
Mean commute19.7 minHorton Bay19.7 minMichigan24.2 minUS 26.4 min
Population density78 / sq miHorton Bay78 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Horton Bay CDP. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes covering Horton Bay

These ZIP codes cover part of Horton Bay but are addressed as somewhere else.

ZIP codes overlapping Horton Bay
ZIP City Type Population Median income Median home
49712 Boyne City , MI Standard 8,203 $74,033 $294,800
49720 Charlevoix , MI Standard 9,017 $77,603 $297,500

Map of Horton Bay ZIP codes

4971249720

The ZIP codes of Horton Bay, MI, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Horton Bay

The nearest larger towns are Advance (377 people, 4.4 mi), Boyne City (3,825 people, 5.6 mi) and Bay Shore (697 people, 5.8 mi).

Towns near Horton Bay
TownPopulationDistance
Boyne City 3,825 5.6 mi
Petoskey 5,856 6.6 mi
Gaylord 4,357 26.4 mi

More nearby: every ZIP code in Charlevoix County · Michigan ZIP codes

Cite this page

zipcodes.pro. “Horton Bay, MI ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/mi/horton-bay

Underlying data is public domain or openly licensed — sources, vintages and licences.