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ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — ZIP/20732

20732

ZIP 20732 is Chesapeake Beach, Maryland, in Calvert County; area codes 443, 410 and 667; Eastern time.

Type
Standard
Time zone
America/New_York
County
Calvert
Metro area
Lexington Park, MD
Population
10,722
Coordinates
38.6551, -76.5426
☼ Live from 20732 — Chesapeake Beach, MD

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Local time: —

Where 20732 is

Approximate ZIP boundary (Census ZCTA 2020). ZIP codes are mail routes, not areas, so the shape shown is the Census tabulation area that approximates it.

★ Weird and wonderful facts about 20732
  • 🔢 Type 20732 into a pocket calculator and turn it upside down: ZELOZ — not quite a word, sorry.
  • ➕ As a number, 20,732 = 2 × 2 × 71 × 73. Its digits add up to 14, a total 1,416 other ZIP codes share.
  • 💾In binary, the way a computer stores it: 101000011111100
  • 🏠 Its numerical neighbours: 20731 (Capitol Heights, MD, 26 mi away) and 20733 (Churchton, MD, 10 mi away).
  • 🔄 Backwards, 20732 becomes 23702 — and that is a real ZIP code: Portsmouth, VA, 128 miles away.
  • 👥 32 other ZIP codes are made of exactly the same digits (02327, 02723, 03227, 03272, 20237, 20372, …). The farthest-flung twin is 73022 in Concho, OK, 1,197 miles away.
  • 🧭 Farther south than 54% of all ZIP codes, and farther east than 83%.
  • 🎯1,179 miles east of the geographic center of the Lower 48, near Lebanon, Kansas.
  • 🌏 Dig straight through the Earth from 20732 and you would come out at 38.66°S, 103.46°E — 838 miles from Perth, Australia, the nearest big city to that spot.
  • ☀Longest day of the year: 14h 52m of daylight. Shortest: 9h 28m.
  • 📏 At 11.2 square miles of land, 20732 is bigger than 29% of ZIP codes — room for about 8.5 Central Parks.
🌙 The sky over 20732 today
  • Working out the sun…
🌋 Shake report
  • Checking the USGS…

Source: USGS.

People and housing

Population10,722This ZIP10,722
Households4,139This ZIP4,139
Housing units4,489This ZIP4,489
Median age43.7This ZIP43.7Maryland39.4US 38.9
Median household income$140,304This ZIP$140,304Maryland$103,678US $80,734
Median home value$448,700This ZIP$448,700Maryland$419,900US $332,700
Median gross rent$1,825This ZIP$1,825Maryland$1,705US $1,413
Bachelor's degree or higher44.2%This ZIP44.2%
Mean commute41.9 minThis ZIP41.9 min
Population density961.6 / sq miThis ZIP961.6 / sq mi

Business and tax activity

Business establishments101This ZIP101
Employees1,072This ZIP1,072
Annual payroll$34,162,000This ZIP$34,162,000
Tax returns filed5,300This ZIP5,300
Total adjusted gross income$521,553,000This ZIP$521,553,000

Land area

Land area11.15 sq miThis ZIP11.15 sq mi
Water area1.52 sq miThis ZIP1.52 sq mi

Other place names in 20732

Census places whose land this ZIP code overlaps. The Postal Service may accept other city names in an address, too.

ZIP codes near 20732

ZIPCityDistance
20689 Sunderland, MD 2.6 mi
20714 North Beach, MD 3.4 mi
20736 Owings, MD 4.7 mi
20639 Huntingtown, MD 5.0 mi
20758 Friendship, MD 6.0 mi
20779 Tracys Landing, MD 7.3 mi
20754 Dunkirk, MD 8.1 mi
20678 Prince Frederick, MD 9.4 mi
20751 Deale, MD 9.7 mi
20610 Barstow, MD 9.8 mi

Find every ZIP code within 10 miles of 20732 →

Questions about this ZIP code

Where is ZIP code 20732?

20732 is in Chesapeake Beach, Maryland, in Calvert County, part of the Lexington Park, MD metropolitan area. Its published point location is 38.6551, -76.5426.

What county is 20732 in?

20732 lies in Calvert County.

What area code is 20732?

Chesapeake Beach uses area codes 443, 410 and 667, from NANPA's telephone records.

What time zone is 20732 in?

20732 uses America/New_York.

How many people live in 20732?

About 10,722 people live in ZIP code 20732, in 4,139 households, at 961.6 people per square mile. These are American Community Survey 5-year estimates for the ZIP Code Tabulation Area, not a headcount.

What is the median household income in 20732?

$140,304 a year, against $103,678 across Maryland.

What ZIP codes are near 20732?

The closest are 20689 (2.6 mi), 20714 (3.4 mi), 20736 (4.7 mi), 20639 (5 mi) and 20758 (6 mi).

Is 20732 a PO Box ZIP code?

20732 is a standard ZIP code. A normal ZIP code with street delivery.

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Cite this page

zipcodes.pro. “20732 ZIP Code — Chesapeake Beach, Maryland (Calvert County).” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/zip/20732

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