Every ZIP code in the United States, with weather, radar, trivia and the numbers behind it. Five digits since 1963!

ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — CITY/IN/CARMEL

Carmel ZIP codes, Indiana

Carmel, IN has 3 ZIP codes (46032, 46033 and 46082) and area codes 317 and 463. The largest is 46032.

USPS city name
3 ZIP codes
Overlapping the city
8 more
Population
101,651
Area codes
317, 463
State
Indiana

Mail addressed to Carmel uses the ZIP codes above. 8 more ZIP codes cover part of the city but are addressed as somewhere else; they are listed separately below.

Carmel in numbers

About 101,651 people live in Carmel, in 38,426 households, the 6th-largest of Indiana's 794 census places. The median household income is $141,505 a year, 97% above the Indiana median of $71,957 (US: $80,734). The median owner-occupied home is valued at $486,800 (2.2 times the Indiana median), and median gross rent is $1,712 a month. The median age is 40.6; 74.4% of adults 25 and over hold a bachelor's degree or higher (29.5% across Indiana); the average commute takes 25 minutes.

Population101,651Carmel101,651
Households38,426Carmel38,426
Median age40.6Carmel40.6Indiana38.1US 38.9
Median household income$141,505Carmel$141,505Indiana$71,957US $80,734
Median home value$486,800Carmel$486,800Indiana$218,200US $332,700
Median gross rent$1,712Carmel$1,712Indiana$1,062US $1,413
Bachelor's degree or higher74.4%Carmel74.4%Indiana29.5%US 35.7%
Mean commute24.6 minCarmel24.6 minIndiana24.1 minUS 26.4 min
Population density2,071 / sq miCarmel2,071 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Carmel city. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes addressed as Carmel

ZIP codes with the USPS city name Carmel
ZIP City Type Population Median income Median home
46032 Carmel , IN Standard 51,515 $132,085 $496,800
46033 Carmel , IN Standard 40,881 $153,143 $487,100
46082 Carmel , IN No street area — — —

Other ZIP codes overlapping Carmel

These ZIP codes cover part of Carmel but are addressed as somewhere else.

ZIP codes overlapping Carmel
ZIP City Type Population Median income Median home
46062 Noblesville , IN Standard 41,060 $120,100 $382,500
46074 Westfield , IN Standard 48,901 $126,724 $437,100
46077 Zionsville , IN Standard 36,760 $177,679 $580,600
46240 Indianapolis , IN Standard 19,595 $75,156 $348,000
46260 Indianapolis , IN Standard 35,707 $72,504 $288,900
46268 Indianapolis , IN Standard 25,913 $68,631 $229,600
46280 Indianapolis , IN Standard 7,514 $91,152 $324,400
46290 Indianapolis , IN Standard 81 — $570,700

Map of Carmel ZIP codes

The ZIP codes of Carmel, IN, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Carmel

The nearest larger towns are Fishers (102,337 people, 9.5 mi), Indianapolis (885,860 people, 13 mi) and Fort Wayne (268,589 people, 94 mi).

Towns near Carmel
TownPopulationDistance
Westfield 54,677 4.9 mi
Noblesville 73,362 9.0 mi
Zionsville 32,095 9.4 mi
Fishers 102,337 9.5 mi
Lawrence 49,517 10.9 mi
Whitestown 12,466 11.8 mi
Sheridan 3,205 12.0 mi
Cicero 5,509 12.4 mi
Speedway 13,968 13.0 mi
Indianapolis 885,860 13.0 mi
McCordsville 10,329 13.1 mi
Brownsburg 31,215 15.5 mi
Fortville 4,976 16.2 mi
Cumberland 6,267 16.4 mi

More nearby: every ZIP code in Hamilton County · Indiana ZIP codes

Cite this page

zipcodes.pro. “Carmel, IN ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/in/carmel

Underlying data is public domain or openly licensed — sources, vintages and licences.