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ZIP stands for Zone Improvement Plan. The codes went live on July 1, 1963.The lowest ZIP code is 00501 — the IRS in Holtsville, New York.The highest ZIP code is 99950, in Ketchikan, Alaska.Type 07734 into a calculator and turn it upside down: hELLO. It is Keansburg, New Jersey.12345 belongs to one company: General Electric in Schenectady, New York.The first digit is a region: 0 is New England and New Jersey, 9 is the West Coast, Alaska and Hawaii.Mr. ZIP, the cartoon mailman, was the mascot that sold the idea to America.ZIP+4 arrived in 1983 and can narrow a ZIP down to one side of one block.A ZIP code is a mail route, not a place: plenty of them cross county and even state lines.Play ZIP Hunt: guess the secret ZIP code of the day in six tries.
zipcodes.pro — CITY/CA/WATERFORD

Waterford ZIP code, California

The ZIP code for Waterford, CA is 95386, and its area codes are 209 and 350.

USPS city name
1 ZIP code
Population
9,204
Area codes
209, 350

Waterford in numbers

About 9,204 people live in Waterford, in 2,581 households. The median household income is $74,343 a year, 25% below the California median of $99,122 (US: $80,734). The median owner-occupied home is valued at $402,200 (45% below the California median), and median gross rent is $1,620 a month. The median age is 31.7; 9.8% of adults 25 and over hold a bachelor's degree or higher (37.1% across California); the average commute takes 28 minutes.

Population9,204Waterford9,204
Households2,581Waterford2,581
Median age31.7Waterford31.7California37.9US 38.9
Median household income$74,343Waterford$74,343California$99,122US $80,734
Median home value$402,200Waterford$402,200California$734,700US $332,700
Median gross rent$1,620Waterford$1,620California$2,036US $1,413
Bachelor's degree or higher9.8%Waterford9.8%California37.1%US 35.7%
Mean commute27.5 minWaterford27.5 minCalifornia28.7 minUS 26.4 min
Population density3,903 / sq miWaterford3,903 / sq mi

U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, for the census place Waterford city. Survey estimates carry margins of error, wider for small places. Sources and methods.

ZIP codes addressed as Waterford

ZIP codes with the USPS city name Waterford
ZIP City Type Population Median income Median home
95386 Waterford , CA Standard 10,666 $73,196 $416,500

Map of Waterford ZIP codes

95386

The ZIP codes of Waterford, CA, shaded. Outlines are Census ZIP Code Tabulation Areas (2020), which approximate the mail routes; PO-box and single-address codes have no area and are not drawn. Click any area to open its ZIP code.

Towns near Waterford

The nearest larger towns are Oakdale (23,194 people, 9.6 mi), Turlock (72,502 people, 11 mi) and Riverbank (25,166 people, 12 mi).

Towns near Waterford
TownPopulationDistance
Hughson 7,648 6.7 mi
Empire 3,429 8.4 mi
Denair 4,914 8.4 mi
Oakdale 23,194 9.6 mi
Keyes 5,577 10.4 mi
Turlock 72,502 11.1 mi
Riverbank 25,166 11.9 mi
Ceres 49,342 12.1 mi
Bystrom 4,143 12.5 mi
Modesto 219,215 13.6 mi
Bret Harte 4,757 14.0 mi
Delhi 11,009 14.7 mi
West Modesto 5,978 15.3 mi
Escalon 7,451 16.9 mi

More nearby: every ZIP code in Stanislaus County · California ZIP codes

Cite this page

zipcodes.pro. “Waterford, CA ZIP codes.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/city/ca/waterford

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