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zipcodes.pro — AREA-CODE/786

786 area code

Area code 786 is in Florida. It covers Miami, Homestead, Miami Beach and 58 other places: 115 ZIP codes in Miami-Dade, Monroe and Putnam counties. Local time there is , Eastern Time. In service since 1998 as an overlay: it covers the same area as 305 and 645, so a number from there can have any of them.

State
Florida
Time zone
Eastern
Largest city
Miami
Overlays
305, 645
In service since
1998
Rate centres
5
Prefixes assigned
786 (7,860,000 numbers)

Who calls from a 786 number

NANPA records the carrier each block of 786 numbers is assigned to. Of the 7.9 million 786 numbers assigned, 57% are with mobile carriers (T-Mobile, AT&T Mobility and Verizon Wireless); 38% with cable, internet-calling, business and other carriers (Onvoy, Bandwidth and PAETEC (Windstream)); 4% with local phone companies.

That is who the numbers were assigned to: people keep their number when they change carrier, so any one number may have moved since.

Carriers holding the most 786 numbers
CarrierKindShare
T-MobileMobile42%
OnvoyCable, VoIP, other10%
AT&T MobilityMobile9%
BandwidthCable, VoIP, other9%
Verizon WirelessMobile6%
PAETEC (Windstream)Cable, VoIP, other4%

An area code says where a number was issued, not where the caller is: people keep their numbers when they move, and caller ID can be set to show any number, which the FCC calls spoofing. If a call you did not expect asks for money or personal details, the FCC advises hanging up and calling the company back on a number you look up yourself. Unwanted calls can be reported to the FTC at ReportFraud.ftc.gov.

Places in area code 786

The 2 places with a telephone rate centre of their own using 786, largest first. Each links to its ZIP codes.

Places in area code 786
PlaceZIP codesPopulation
Miami, FL 95 459,745
Homestead, FL 9 82,807

Nearby places using 786

These places have no rate centre of their own in NANPA's records; the nearest one uses 786. Near an area-code boundary that can be wrong for part of a town.

ZIP codes in area code 786

115 ZIP codes in 7 towns, by the town each is mailed to, largest first. Each links to its own page.

Where 786 numbers are issued

NANPA's rate centres with the most 786 prefixes (each prefix is 10,000 numbers), under NANPA's own abbreviated names.

Rate centres using area code 786
Rate centrePlacePrefixes
MIAMI Miami 540
NORTH DADE — 105
PERRINE — 56
HOMESTEAD Homestead 50
KEYS — 35

Counties

The counties of its ZIP codes, most residents first, with how many of its ZIP codes each has.

Which code covers where you are now? What area code am I in? answers from your location.

Questions about area code 786

Where is area code 786?

Area code 786 is in Florida. It covers Miami, Homestead, Miami Beach and 58 other places: 115 ZIP codes in Miami-Dade, Monroe and Putnam counties.

What ZIP codes are in area code 786?

115 ZIP codes, by the town each is mailed to: Miami (95, 33101 to 33299), Homestead (9, 33030 to 33092), Miami Beach (7, 33109 to 33239), Coral Gables (33114) and 3 more towns. The full list is on this page.

What time zone is area code 786 in?

Eastern time.

Is a 786 number a mobile or a landline?

It can be either. 57% of 786 numbers are assigned to mobile carriers and 4% to local phone companies (NANPA, 2026-10-10); the rest are with cable, internet-calling, business and paging carriers. A number keeps its area code when it moves to another carrier.

What area codes overlay 786?

305 and 645. They cover the same area as 786, so a new number there can be given any of them.

Does a 786 number mean the caller is in Florida?

Not necessarily. An area code says where the number was first issued. People keep their numbers when they move or switch carriers, and calling software can show any number, so a 786 call can come from anywhere.

Other area codes in Florida

All 23 Florida area codes, by area, with the cities each covers

Source: NANPA NPA database, central office code and thousands-block assignments, 2026-10-10. Places are matched to NANPA's rate centres by name; see sources.

Cite this page

zipcodes.pro. “Area code 786.” Data release 2026-10-12. Retrieved 2026-10-20. https://zipcodes.pro/area-code/786

Underlying data is public domain or openly licensed — sources, vintages and licences.