{
  "zip": "80538",
  "type": "standard",
  "type_source": "inferred",
  "city": "Loveland",
  "other_place_names": [
    "Johnstown"
  ],
  "state": "CO",
  "state_name": "Colorado",
  "county": {
    "fips": "08069",
    "name": "Larimer County",
    "short_name": "Larimer"
  },
  "counties": [
    {
      "county_fips": "08069",
      "name": "Larimer County",
      "short_name": "Larimer",
      "weight": 1,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 40.544612,
    "lng": -105.245108,
    "source": "gazetteer_internal_point",
    "timezone": "America/Denver"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "22660",
    "name": "Fort Collins-Loveland, CO",
    "type": "metro",
    "csa_code": null,
    "csa_name": null
  },
  "demographics": {
    "population": 50110,
    "households": 21474,
    "housing_units": 21939,
    "median_age": 42.9,
    "median_household_income": 86671,
    "median_home_value": 497700,
    "median_rent": 1760,
    "pct_bachelors_plus": 41.4,
    "mean_commute_min": 27.9,
    "density_per_sqmi": 490.5
  },
  "business": {
    "establishments": 1529,
    "employees": 24652,
    "annual_payroll_thousands": 1458632
  },
  "tax": {
    "irs_returns": 26760,
    "irs_agi_thousands": 2354410
  },
  "area": {
    "land_sqmi": 102.167,
    "water_sqmi": 4.844
  },
  "nearest_zips": [
    {
      "zip": "80541",
      "miles": 4.3,
      "city": "Masonville",
      "state": "CO"
    },
    {
      "zip": "80526",
      "miles": 6.3,
      "city": "Fort Collins",
      "state": "CO"
    },
    {
      "zip": "80521",
      "miles": 7,
      "city": "Fort Collins",
      "state": "CO"
    },
    {
      "zip": "80523",
      "miles": 8.9,
      "city": "Fort Collins",
      "state": "CO"
    },
    {
      "zip": "80527",
      "miles": 8.9,
      "city": "Fort Collins",
      "state": "CO"
    },
    {
      "zip": "80553",
      "miles": 8.9,
      "city": "Fort Collins",
      "state": "CO"
    },
    {
      "zip": "80515",
      "miles": 9.2,
      "city": "Drake",
      "state": "CO"
    },
    {
      "zip": "80525",
      "miles": 10.8,
      "city": "Fort Collins",
      "state": "CO"
    },
    {
      "zip": "80537",
      "miles": 11.4,
      "city": "Loveland",
      "state": "CO"
    },
    {
      "zip": "80522",
      "miles": 12,
      "city": "Fort Collins",
      "state": "CO"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/80538",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}