{
  "zip": "48649",
  "type": "standard",
  "type_source": "inferred",
  "city": "Oakley",
  "other_place_names": [],
  "state": "MI",
  "state_name": "Michigan",
  "county": {
    "fips": "26145",
    "name": "Saginaw County",
    "short_name": "Saginaw"
  },
  "counties": [
    {
      "county_fips": "26145",
      "name": "Saginaw County",
      "short_name": "Saginaw",
      "weight": 0.9417,
      "basis": "land_area"
    },
    {
      "county_fips": "26155",
      "name": "Shiawassee County",
      "short_name": "Shiawassee",
      "weight": 0.0583,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 43.150461,
    "lng": -84.217431,
    "source": "gazetteer_internal_point",
    "timezone": "America/Detroit"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "40980",
    "name": "Saginaw, MI",
    "type": "metro",
    "csa_code": "474",
    "csa_name": "Saginaw-Midland-Bay City, MI"
  },
  "demographics": {
    "population": 1699,
    "households": 682,
    "housing_units": 703,
    "median_age": 51.3,
    "median_household_income": 72609,
    "median_home_value": 164200,
    "median_rent": 799,
    "pct_bachelors_plus": 15.5,
    "mean_commute_min": 35.3,
    "density_per_sqmi": 61.8
  },
  "business": {
    "establishments": 18,
    "employees": 118,
    "annual_payroll_thousands": 6099
  },
  "tax": {
    "irs_returns": 800,
    "irs_agi_thousands": 43883
  },
  "area": {
    "land_sqmi": 27.489,
    "water_sqmi": 0.136
  },
  "nearest_zips": [
    {
      "zip": "48841",
      "miles": 2.9,
      "city": "Henderson",
      "state": "MI"
    },
    {
      "zip": "48616",
      "miles": 5.9,
      "city": "Chesaning",
      "state": "MI"
    },
    {
      "zip": "48614",
      "miles": 8,
      "city": "Brant",
      "state": "MI"
    },
    {
      "zip": "48831",
      "miles": 8.7,
      "city": "Elsie",
      "state": "MI"
    },
    {
      "zip": "48807",
      "miles": 9.3,
      "city": "Bannister",
      "state": "MI"
    },
    {
      "zip": "48867",
      "miles": 10.1,
      "city": "Owosso",
      "state": "MI"
    },
    {
      "zip": "48655",
      "miles": 10.4,
      "city": "Saint Charles",
      "state": "MI"
    },
    {
      "zip": "48460",
      "miles": 11.9,
      "city": "New Lothrop",
      "state": "MI"
    },
    {
      "zip": "48817",
      "miles": 12.9,
      "city": "Corunna",
      "state": "MI"
    },
    {
      "zip": "48866",
      "miles": 13.7,
      "city": "Ovid",
      "state": "MI"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/48649",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}