{
  "zip": "48604",
  "type": "standard",
  "type_source": "inferred",
  "city": "Saginaw",
  "other_place_names": [
    "Zilwaukee"
  ],
  "state": "MI",
  "state_name": "Michigan",
  "county": {
    "fips": "26145",
    "name": "Saginaw County",
    "short_name": "Saginaw"
  },
  "counties": [
    {
      "county_fips": "26145",
      "name": "Saginaw County",
      "short_name": "Saginaw",
      "weight": 0.9601,
      "basis": "land_area"
    },
    {
      "county_fips": "26017",
      "name": "Bay County",
      "short_name": "Bay",
      "weight": 0.0399,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 43.499764,
    "lng": -83.969084,
    "source": "gazetteer_internal_point",
    "timezone": "America/Detroit"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "40980",
    "name": "Saginaw, MI",
    "type": "metro",
    "csa_code": "474",
    "csa_name": "Saginaw-Midland-Bay City, MI"
  },
  "demographics": {
    "population": 11011,
    "households": 4013,
    "housing_units": 4496,
    "median_age": 25.6,
    "median_household_income": 53042,
    "median_home_value": 101200,
    "median_rent": 1114,
    "pct_bachelors_plus": 24.4,
    "mean_commute_min": 16.1,
    "density_per_sqmi": 419.5
  },
  "business": {
    "establishments": 519,
    "employees": 10043,
    "annual_payroll_thousands": 482164
  },
  "tax": {
    "irs_returns": 4970,
    "irs_agi_thousands": 253647
  },
  "area": {
    "land_sqmi": 26.251,
    "water_sqmi": 2.979
  },
  "nearest_zips": [
    {
      "zip": "48724",
      "miles": 3.6,
      "city": "Carrollton",
      "state": "MI"
    },
    {
      "zip": "48710",
      "miles": 4,
      "city": "University Center",
      "state": "MI"
    },
    {
      "zip": "48603",
      "miles": 4.1,
      "city": "Saginaw",
      "state": "MI"
    },
    {
      "zip": "48607",
      "miles": 5,
      "city": "Saginaw",
      "state": "MI"
    },
    {
      "zip": "48605",
      "miles": 5,
      "city": "Saginaw",
      "state": "MI"
    },
    {
      "zip": "48602",
      "miles": 5.5,
      "city": "Saginaw",
      "state": "MI"
    },
    {
      "zip": "48663",
      "miles": 5.6,
      "city": "Saginaw",
      "state": "MI"
    },
    {
      "zip": "48638",
      "miles": 6.1,
      "city": "Saginaw",
      "state": "MI"
    },
    {
      "zip": "48708",
      "miles": 7.2,
      "city": "Bay City",
      "state": "MI"
    },
    {
      "zip": "48706",
      "miles": 7.2,
      "city": "Bay City",
      "state": "MI"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/48604",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}