{
  "zip": "39520",
  "type": "standard",
  "type_source": "inferred",
  "city": "Bay Saint Louis",
  "other_place_names": [
    "Waveland"
  ],
  "state": "MS",
  "state_name": "Mississippi",
  "county": {
    "fips": "28045",
    "name": "Hancock County",
    "short_name": "Hancock"
  },
  "counties": [
    {
      "county_fips": "28045",
      "name": "Hancock County",
      "short_name": "Hancock",
      "weight": 1,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 30.268896,
    "lng": -89.480787,
    "source": "gazetteer_internal_point",
    "timezone": "America/Chicago"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "25060",
    "name": "Gulfport-Biloxi, MS",
    "type": "metro",
    "csa_code": null,
    "csa_name": null
  },
  "demographics": {
    "population": 15561,
    "households": 7213,
    "housing_units": 8994,
    "median_age": 50.2,
    "median_household_income": 62176,
    "median_home_value": 225600,
    "median_rent": 1127,
    "pct_bachelors_plus": 30.8,
    "mean_commute_min": 27.6,
    "density_per_sqmi": 160.5
  },
  "business": {
    "establishments": 346,
    "employees": 3909,
    "annual_payroll_thousands": 178622
  },
  "tax": {
    "irs_returns": 5570,
    "irs_agi_thousands": 364567
  },
  "area": {
    "land_sqmi": 96.925,
    "water_sqmi": 5.278
  },
  "nearest_zips": [
    {
      "zip": "39558",
      "miles": 2.4,
      "city": "Lakeshore",
      "state": "MS"
    },
    {
      "zip": "39576",
      "miles": 6,
      "city": "Waveland",
      "state": "MS"
    },
    {
      "zip": "39572",
      "miles": 7.5,
      "city": "Pearlington",
      "state": "MS"
    },
    {
      "zip": "39521",
      "miles": 9.3,
      "city": "Bay Saint Louis",
      "state": "MS"
    },
    {
      "zip": "39522",
      "miles": 9.3,
      "city": "Stennis Space Center",
      "state": "MS"
    },
    {
      "zip": "39525",
      "miles": 10.2,
      "city": "Diamondhead",
      "state": "MS"
    },
    {
      "zip": "39529",
      "miles": 10.4,
      "city": "Stennis Space Center",
      "state": "MS"
    },
    {
      "zip": "39556",
      "miles": 12.3,
      "city": "Kiln",
      "state": "MS"
    },
    {
      "zip": "70461",
      "miles": 13.9,
      "city": "Slidell",
      "state": "LA"
    },
    {
      "zip": "39571",
      "miles": 16.1,
      "city": "Pass Christian",
      "state": "MS"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/39520",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}