{
  "zip": "38109",
  "type": "standard",
  "type_source": "inferred",
  "city": "Memphis",
  "other_place_names": [],
  "state": "TN",
  "state_name": "Tennessee",
  "county": {
    "fips": "47157",
    "name": "Shelby County",
    "short_name": "Shelby"
  },
  "counties": [
    {
      "county_fips": "47157",
      "name": "Shelby County",
      "short_name": "Shelby",
      "weight": 1,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 35.037886,
    "lng": -90.154242,
    "source": "gazetteer_internal_point",
    "timezone": "America/Chicago"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "32820",
    "name": "Memphis, TN-MS-AR",
    "type": "metro",
    "csa_code": "368",
    "csa_name": "Memphis-Clarksdale-Forrest City, TN-MS-AR"
  },
  "demographics": {
    "population": 42452,
    "households": 16616,
    "housing_units": 18865,
    "median_age": 38.9,
    "median_household_income": 37496,
    "median_home_value": 80400,
    "median_rent": 1040,
    "pct_bachelors_plus": 14.2,
    "mean_commute_min": 23.7,
    "density_per_sqmi": 755.7
  },
  "business": {
    "establishments": 312,
    "employees": 6144,
    "annual_payroll_thousands": 399350
  },
  "tax": {
    "irs_returns": 19710,
    "irs_agi_thousands": 644177
  },
  "area": {
    "land_sqmi": 56.175,
    "water_sqmi": 5.747
  },
  "nearest_zips": [
    {
      "zip": "38113",
      "miles": 4.6,
      "city": "Memphis",
      "state": "TN"
    },
    {
      "zip": "38686",
      "miles": 5.5,
      "city": "Walls",
      "state": "MS"
    },
    {
      "zip": "38680",
      "miles": 5.6,
      "city": "Walls",
      "state": "MS"
    },
    {
      "zip": "72301",
      "miles": 6.8,
      "city": "West Memphis",
      "state": "AR"
    },
    {
      "zip": "72303",
      "miles": 7.7,
      "city": "West Memphis",
      "state": "AR"
    },
    {
      "zip": "38106",
      "miles": 7.8,
      "city": "Memphis",
      "state": "TN"
    },
    {
      "zip": "38116",
      "miles": 8.2,
      "city": "Memphis",
      "state": "TN"
    },
    {
      "zip": "38637",
      "miles": 8.5,
      "city": "Horn Lake",
      "state": "MS"
    },
    {
      "zip": "38126",
      "miles": 8.8,
      "city": "Memphis",
      "state": "TN"
    },
    {
      "zip": "38641",
      "miles": 8.8,
      "city": "Lake Cormorant",
      "state": "MS"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/38109",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}