{
  "zip": "32413",
  "type": "standard",
  "type_source": "inferred",
  "city": "Panama City Beach",
  "other_place_names": [
    "Laguna Beach"
  ],
  "state": "FL",
  "state_name": "Florida",
  "county": {
    "fips": "12005",
    "name": "Bay County",
    "short_name": "Bay"
  },
  "counties": [
    {
      "county_fips": "12005",
      "name": "Bay County",
      "short_name": "Bay",
      "weight": 0.9957,
      "basis": "land_area"
    },
    {
      "county_fips": "12131",
      "name": "Walton County",
      "short_name": "Walton",
      "weight": 0.0043,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 30.305727,
    "lng": -85.886321,
    "source": "gazetteer_internal_point",
    "timezone": "America/Chicago"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "37460",
    "name": "Panama City-Panama City Beach, FL",
    "type": "metro",
    "csa_code": null,
    "csa_name": null
  },
  "demographics": {
    "population": 15453,
    "households": 7534,
    "housing_units": 16908,
    "median_age": 53,
    "median_household_income": 80039,
    "median_home_value": 441300,
    "median_rent": 1702,
    "pct_bachelors_plus": 36.8,
    "mean_commute_min": 20.6,
    "density_per_sqmi": 142.8
  },
  "business": {
    "establishments": 712,
    "employees": 7951,
    "annual_payroll_thousands": 351803
  },
  "tax": {
    "irs_returns": 8680,
    "irs_agi_thousands": 1030557
  },
  "area": {
    "land_sqmi": 108.228,
    "water_sqmi": 19.589
  },
  "nearest_zips": [
    {
      "zip": "32437",
      "miles": 9.1,
      "city": "Ebro",
      "state": "FL"
    },
    {
      "zip": "32407",
      "miles": 9.4,
      "city": "Panama City Beach",
      "state": "FL"
    },
    {
      "zip": "32461",
      "miles": 10,
      "city": "Rosemary Beach",
      "state": "FL"
    },
    {
      "zip": "32409",
      "miles": 10.6,
      "city": "Panama City",
      "state": "FL"
    },
    {
      "zip": "32402",
      "miles": 12.6,
      "city": "Panama City",
      "state": "FL"
    },
    {
      "zip": "32406",
      "miles": 12.6,
      "city": "Panama City",
      "state": "FL"
    },
    {
      "zip": "32411",
      "miles": 12.6,
      "city": "Panama City",
      "state": "FL"
    },
    {
      "zip": "32412",
      "miles": 12.6,
      "city": "Panama City",
      "state": "FL"
    },
    {
      "zip": "32408",
      "miles": 12.9,
      "city": "Panama City",
      "state": "FL"
    },
    {
      "zip": "32444",
      "miles": 14.8,
      "city": "Lynn Haven",
      "state": "FL"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/32413",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}