{
  "zip": "28445",
  "type": "standard",
  "type_source": "inferred",
  "city": "Holly Ridge",
  "other_place_names": [
    "Surf City",
    "Topsail Beach",
    "North Topsail Beach"
  ],
  "state": "NC",
  "state_name": "North Carolina",
  "county": {
    "fips": "37133",
    "name": "Onslow County",
    "short_name": "Onslow"
  },
  "counties": [
    {
      "county_fips": "37133",
      "name": "Onslow County",
      "short_name": "Onslow",
      "weight": 0.91,
      "basis": "land_area"
    },
    {
      "county_fips": "37141",
      "name": "Pender County",
      "short_name": "Pender",
      "weight": 0.09,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 34.528849,
    "lng": -77.535773,
    "source": "gazetteer_internal_point",
    "timezone": "America/New_York"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "27340",
    "name": "Jacksonville, NC",
    "type": "metro",
    "csa_code": null,
    "csa_name": null
  },
  "demographics": {
    "population": 10797,
    "households": 4625,
    "housing_units": 9146,
    "median_age": 41.2,
    "median_household_income": 84016,
    "median_home_value": 386100,
    "median_rent": 1151,
    "pct_bachelors_plus": 45.6,
    "mean_commute_min": 28.5,
    "density_per_sqmi": 104.1
  },
  "business": {
    "establishments": 379,
    "employees": 2926,
    "annual_payroll_thousands": 108818
  },
  "tax": {
    "irs_returns": 5670,
    "irs_agi_thousands": 527673
  },
  "area": {
    "land_sqmi": 103.746,
    "water_sqmi": 4.964
  },
  "nearest_zips": [
    {
      "zip": "28460",
      "miles": 6.8,
      "city": "Sneads Ferry",
      "state": "NC"
    },
    {
      "zip": "28443",
      "miles": 9.5,
      "city": "Hampstead",
      "state": "NC"
    },
    {
      "zip": "28454",
      "miles": 11.9,
      "city": "Maple Hill",
      "state": "NC"
    },
    {
      "zip": "28547",
      "miles": 13.8,
      "city": "Camp Lejeune",
      "state": "NC"
    },
    {
      "zip": "28541",
      "miles": 14,
      "city": "Jacksonville",
      "state": "NC"
    },
    {
      "zip": "28545",
      "miles": 14,
      "city": "Mccutcheon Field",
      "state": "NC"
    },
    {
      "zip": "28542",
      "miles": 14.5,
      "city": "Camp Lejeune",
      "state": "NC"
    },
    {
      "zip": "28540",
      "miles": 15,
      "city": "Jacksonville",
      "state": "NC"
    },
    {
      "zip": "28543",
      "miles": 16.2,
      "city": "Tarawa Terrace",
      "state": "NC"
    },
    {
      "zip": "28544",
      "miles": 18.1,
      "city": "Midway Park",
      "state": "NC"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/28445",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}