{
  "zip": "12778",
  "type": "standard",
  "type_source": "inferred",
  "city": "Smallwood",
  "other_place_names": [],
  "state": "NY",
  "state_name": "New York",
  "county": {
    "fips": "36105",
    "name": "Sullivan County",
    "short_name": "Sullivan"
  },
  "counties": [
    {
      "county_fips": "36105",
      "name": "Sullivan County",
      "short_name": "Sullivan",
      "weight": 1,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 41.661739,
    "lng": -74.814205,
    "source": "gazetteer_internal_point",
    "timezone": "America/New_York"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": {
    "cbsa_code": "33910",
    "name": "Monticello, NY",
    "type": "micro",
    "csa_code": "408",
    "csa_name": "New York-Newark, NY-NJ-CT-PA"
  },
  "demographics": {
    "population": 707,
    "households": 305,
    "housing_units": 920,
    "median_age": 44.1,
    "median_household_income": 50959,
    "median_home_value": 170700,
    "median_rent": 1371,
    "pct_bachelors_plus": 30.2,
    "mean_commute_min": 41.2,
    "density_per_sqmi": 410.6
  },
  "business": {
    "establishments": 9,
    "employees": 8,
    "annual_payroll_thousands": 527
  },
  "tax": {
    "irs_returns": 400,
    "irs_agi_thousands": 29828
  },
  "area": {
    "land_sqmi": 1.722,
    "water_sqmi": 0.107
  },
  "nearest_zips": [
    {
      "zip": "12762",
      "miles": 1.2,
      "city": "Mongaup Valley",
      "state": "NY"
    },
    {
      "zip": "12749",
      "miles": 2.5,
      "city": "Kauneonga Lake",
      "state": "NY"
    },
    {
      "zip": "12786",
      "miles": 2.7,
      "city": "White Lake",
      "state": "NY"
    },
    {
      "zip": "12720",
      "miles": 4.6,
      "city": "Bethel",
      "state": "NY"
    },
    {
      "zip": "12783",
      "miles": 5.4,
      "city": "Swan Lake",
      "state": "NY"
    },
    {
      "zip": "12701",
      "miles": 6,
      "city": "Monticello",
      "state": "NY"
    },
    {
      "zip": "12734",
      "miles": 6,
      "city": "Ferndale",
      "state": "NY"
    },
    {
      "zip": "12742",
      "miles": 6.6,
      "city": "Harris",
      "state": "NY"
    },
    {
      "zip": "12732",
      "miles": 8,
      "city": "Eldred",
      "state": "NY"
    },
    {
      "zip": "12751",
      "miles": 8.1,
      "city": "Kiamesha Lake",
      "state": "NY"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/12778",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}