{
  "zip": "12164",
  "type": "standard",
  "type_source": "inferred",
  "city": "Speculator",
  "other_place_names": [],
  "state": "NY",
  "state_name": "New York",
  "county": {
    "fips": "36041",
    "name": "Hamilton County",
    "short_name": "Hamilton"
  },
  "counties": [
    {
      "county_fips": "36041",
      "name": "Hamilton County",
      "short_name": "Hamilton",
      "weight": 1,
      "basis": "land_area"
    }
  ],
  "location": {
    "lat": 43.648293,
    "lng": -74.45158,
    "source": "gazetteer_internal_point",
    "timezone": "America/New_York"
  },
  "is_zcta": true,
  "parent_zcta": null,
  "metro": null,
  "demographics": {
    "population": 539,
    "households": 254,
    "housing_units": 792,
    "median_age": 64.1,
    "median_household_income": 62083,
    "median_home_value": 226800,
    "median_rent": 1042,
    "pct_bachelors_plus": 44.4,
    "mean_commute_min": 10.3,
    "density_per_sqmi": 4.6
  },
  "business": {
    "establishments": 29,
    "employees": 237,
    "annual_payroll_thousands": 7844
  },
  "tax": {
    "irs_returns": 290,
    "irs_agi_thousands": 22017
  },
  "area": {
    "land_sqmi": 116.782,
    "water_sqmi": 6.018
  },
  "nearest_zips": [
    {
      "zip": "12864",
      "miles": 9.1,
      "city": "Sabael",
      "state": "NY"
    },
    {
      "zip": "12842",
      "miles": 9.9,
      "city": "Indian Lake",
      "state": "NY"
    },
    {
      "zip": "12139",
      "miles": 12.1,
      "city": "Piseco",
      "state": "NY"
    },
    {
      "zip": "12108",
      "miles": 12.5,
      "city": "Lake Pleasant",
      "state": "NY"
    },
    {
      "zip": "13436",
      "miles": 13.8,
      "city": "Raquette Lake",
      "state": "NY"
    },
    {
      "zip": "13360",
      "miles": 14.1,
      "city": "Inlet",
      "state": "NY"
    },
    {
      "zip": "12190",
      "miles": 14.5,
      "city": "Wells",
      "state": "NY"
    },
    {
      "zip": "12856",
      "miles": 15.5,
      "city": "North River",
      "state": "NY"
    },
    {
      "zip": "12812",
      "miles": 16,
      "city": "Blue Mountain Lake",
      "state": "NY"
    },
    {
      "zip": "13353",
      "miles": 18.5,
      "city": "Hoffmeister",
      "state": "NY"
    }
  ],
  "release": "2026-10-12",
  "attribution": {
    "source": "zipcodes.pro",
    "url": "https://zipcodes.pro/zip/12164",
    "sources_url": "https://zipcodes.pro/sources",
    "license": "Facts derived from US public-domain data (Census, IRS) and GeoNames (CC BY 4.0). Attribution appreciated: zipcodes.pro",
    "note": "A null value means the source did not publish that figure for this ZIP code. It does not mean zero."
  }
}